Wednesday 29 April • 18 – 20:30 – Visit The Event Page
Overview
Dive into the future of money with stablecoins, deposit tokens, and bank rails—see how they all connect in person!
As stablecoins scale globally, deposit tokens emerge from commercial banks and DLT reshapes settlement infrastructure, the financial system is entering one of the most profound transitions since the creation of electronic banking. Yet for all the innovation, one question remains central: What will the future of money actually look like — and who will build it?
Join us for a thought-provoking Fireside Chat with Rhomaios Ram, former CEO of Fnality International and Honorary Research Fellow at Warwick Business School’s Gillmore Centre for Financial Technology. A leading voice in digital finance, Rhom is at the forefront of developing regulated, DLT-based wholesale settlement systems backed by central bank money. His influential 2025 paper, Bridging the Divide: The Hybrid Future of Stablecoins and Traditional Finance, argues that the next era of financial infrastructure will not be driven by a single model but by the convergence of many: public-chain stablecoins, bank-issued deposit tokens, and traditional payment rails.
In conversation with Gaya Chandrasekaran (Co-President, Alumni Tech & Media Club), Rhom will explore:
- How stablecoins, CBDCs and deposit tokens are reshaping monetary architecture
- Whether banks can compete with fintech issuers through tokenized deposits
- The role of interoperability and regulation in enabling large-scale adoption
- What DLT-based wholesale settlement means for liquidity, markets and policy
- Why the “hybrid future” may be the only realistic path forward
As trillions of dollars in assets move toward tokenized formats, financial institutions, regulators, technologists and investors face complex strategic choices. Are we ready for a world where money becomes programmable, borderless and instant? How should firms prepare now to avoid being left behind?
Event Format
18:00-18:30 Registration & Welcome
18:30–19:15 Fireside Chat with Rhomaios Ram
19:15–19:30 Audience Q&A
19:30–20:30 Networking & Drinks
Speaker Bios
Rhomaios Ram is a distinguished financial technology leader, Founder and Advisor of Fnality International and the Chair of the Advisory Board at DepositCoin, where he advises on next-generation fintech strategy. As the former CEO of Fnality International, Rhomaios successfully navigated the Bank of England to secure a first-of-its-kind “Systemically Important Payment System” designation for a DLT-based wholesale payment system, raising over £200m in capital from a consortium of 24 global financial institutions.
Uniquely positioned to discuss the convergence of bank rails and digital assets, Rhomaios brings over 22 years of executive experience in traditional banking. At Deutsche Bank, he served as Global Head of Product Management for Transaction Banking and Global Head of Electronic Distribution, where he architected the “Autobahn” platform that scaled to more than 20,000 daily users. In addition to his fintech roles, he serves as an Honorary Research Fellow at Warwick Business School’s Gillmore Centre for Financial Technology, focusing on digital assets and market infrastructure5.
Gaya Chandrasekaran is a Senior Banker and Strategic Advisor with over 17 years of experience across corporate & investment banking and credit risk in global financial institutions. Her expertise spans client origination, bespoke financing structures, advisory mandates, and deep sector knowledge in fintech and technology.
Currently, Gaya works on strategic consulting projects focused on innovation, risk transformation, and growth advisory for organisations navigating the rapidly evolving financial and digital-asset ecosystems. Her work combines her banking foundation with a forward-looking perspective on tokenization, digital assets, and emerging financial infrastructure.
She holds a Masters in Finance from London Business School and an MBA (Gold Medallist) from India. Gaya has been an active contributor to the LBS community through several leadership roles, currently serving as the Co-President of the Alumni Tech & Media Club.
Gaya is also an award-winning contemporary artist known for her signature textured landscapes. Working with heavy-body acrylics and palette knives , she builds layered compositions that explore emotion, nature, memory, and transcendence. Her artworks have been exhibited widely across the UK, US, and Europe, with features in leading art publications. They have been reviewed by renowned art critics Lee Sharrock and Tabish Khan and are held in private collections globally—including the US, UK, Europe (Switzerland, Spain, Italy, Hungary), Brazil, and India—as well as a permanent display at London Business School.